Finance question
 

I have a question for everyone and it may sound foolish but here goes anyway.

Last year I traded in my 2 year old Elantra for a new Tuscon. At the time that I traded in my Elantra I still had 4 years left on the financing for that car. Now I have a Tuscon that I am paying 606.93 a month for. With the price of gas climbing higher and higher and the fact that I am driving more and more and the car is only used by myself as a single male I would like to downsize the monthly payment. I would like to go back to an Elantra but since I have only been paying off the current lease agreement and still have 5 years left with a balance of about 20K left on the Tuscon is there any way possible that I could save a few bucks by getting less car or will I absorb the 20K that I currently owe even if tradfing in my Tuscon. Please help!