Is this where I would post if I wanted some advice on financing or refinancing my 2008 Hyundai Accent? I live in Canada.

thanks

 

What's your question?

 

I have a 2008 Hyundai Accent which I bought March 2008 on a 60/84 month plan. 0% down and 0% interest so I was pleased with the deal. March 2013 I will have to pay $5800.00 and then continue on paying car payment for 24 more months. I fully understood this at the time. My question is...would it be wise to just let this be or would it be wiser to trade my car in for a new car or a car a couple of years old? I don't particularly want a new car....was just wondering if there is a way to get around having to pay this lump sum next year. Just like everyone else, things aren't that great financially and I'm retired. So was basically just looking for some financial advice.
Thanks for listening,
Karen